My entries and thoughts on best credit cards
An increase in available credit the past decade has made it very easy for consumers to have multiple cards and has lured many into spending beyond their means. Given the recent credit crisis, there is a trend in banks requiring higher minimum payments for balances on credit cards. Some consumers that are financially strapped in the current economy are relying on credit cards rather than loans. Though practical, credit cards can easily contribute to debt, if not used responsibly. Credit cards are a part of everyday spending for various reasons.